Apr 26

What is a credit report? A credit report, also commonly known as a person’s credit history, is a record of a person’s activities related to borrowing and repayment. Information pertaining to any late payments made, as well as bankruptcy, is also included in credit reports. The information contained in credit reports are used by lenders, most commonly credit card companies, to determine a person’s capability and willingness to pay his or her debts. This is also known as credit worthiness.

If you are looking for ways or sources to get a free credit report, Creditnexus.com can prove to be helpful in catering to your needs. Aside from allowing you to obtain your credit report for free and online, you can also find some useful credit tips on their website.

There is even a helpful page focusing solely on the topic of identity theft. This page briefs consumers on the ins and outs of this fraudulent crime, symptoms to look out for in avoiding identity theft, as well as ways of protection against identity thieves. The page also points out the difference between fraud and identity theft.
Fraud is normally a more direct crime while identity theft can be considered more of a “stealth” crime.